Finance & Economics

Risk Analyst

Identifies, measures, and monitors financial risks to help banks, insurers, or companies avoid losses.

Also known as: Credit Risk Analyst, Market Risk Analyst

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What you do

Analyzes credit, market, or operational risk exposure using statistical models and data, tracks risk limits, and prepares reports for risk committees and regulators. Works closely with trading, credit, and compliance teams to flag and manage potential losses.

Typical work environment

Office-based work within a bank, insurer, or corporate risk team, involving steady analytical work and regular reporting to senior risk management.

Typical entry point

Entry-level risk analyst in a bank's credit, market, or operational risk team

Relevant subjects

Core

Mathematics

Also relevant

EconomicsAccounting

Relevant interests

Core

FinanceResearch

Also relevant

Business

Useful skills

Data analysis· AdvancedAnalytical thinking· AdvancedExcel· AdvancedProblem solving· Intermediate

These are useful, relevant skills to build over time — not a checklist you need to already have.

Common education routes

Bachelor's degree—EconomicsPrimary route
Bachelor's degree—StatisticsPrimary route
Bachelor's degree—Commerce (B.Com/M.Com)Common route

These are common routes in, not the only path — and not a university or course recommendation.

Career characteristics

High job securityResearch-intensiveDeep technical specialisation

General tendencies for this career, not a guarantee — actual roles vary by employer and location.

Industries

BankingInvestmentConsulting

Tags

Office-basedRegulated professionAnalytical

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